I have done everything I know to do, I have even check my own memory sticks and they are all fine. All that I can find about this issue, is that some how oblivion is look or request memory that WINXP doesn't want it to look for. That C:\Docume~1\todd\local~1\temp\ that just a tech message for Microsoft doesn't mean anything to the user. All Web forums have been checking with have point just to wait on Microsoft to fix your problem. I have been deals with issue now for about a week.....
system restore
Defrag
reinstall service pack 3
malware
virus check
ScanDisk


next is to do uninstall and delete everything oblivion related start from scratch
if that doesn't work, the next is to whip my PC and reload the OS, I really do not want to do that. If anyone know anything how to fix this, please let me know... I can not find really anything on the issue even in web forums.

Thank you for any help that is given

It sounds like a filespace issue in your Temp directory, to me. The directory it's trying to access is under "Documents & Settings/Users/Todd/Local Settings(normally a hidden directory)/Temp" which houses all the temporary files for user 'Todd'.

Run Disk Cleanup, purging all temporary internet files (should be under Accessories/System Tools).
If 'todd' is the only user on the computer, this should fix it. If there's more than one user, the others' temporary files may be taking up too much space in the Pagefile, and need to be cleaned out. Best to do this under the Administrator's account for XP.
If necessary, manually increase the size of your pagefile (temporary storage sectors on your hard-drive).

If that doesn't fix it for you, I'm at a loss for further advice.
Good luck!

thank you humanbean


Ill do that now, try it out...