QUOTE(little timmy @ Aug 17 2008, 07:03 AM)

firefable u have to go to the stables outside the IC with your horse and talk to the owner she will give it to u for free but u have to pay if u want to change it.
cheers mate

If you got Knights of the Nine with the Game of the Year Edition, the Horse Armor is not included. In that case you have to go to the Bethesda Website and pay
LESS THAN 2 Bucks US and download it. I've got more than that in the cushions of my couch.
However, if you are running Vista, the downloaded content will not install properly, (this happened to me). In that case, it's best to buy the Knights of the Nine Oblivion Downloadable Content Collection on DVD.
Yes this means that I ended up buying some of my game content twice, but none of it is that expensive.
The DVD content worked great with Vista.
http://obliviondownloads.com/StoreCatalog_...SubCategoryId=1